Monday, December 23, 2019

Child Maltreatment Among Children With Disabilities

13 Child Maltreatment among Children with Disabilities GCHB 6500: Violence as a Public Health Problem Audrianna Haynes Tulane University School of Public Health and Tropical Medicine Background and Significance Child maltreatment proves to be an issue afflicting children today, and this does not leave out children with disabilities. It is a fundamental cause of childhood fatalities (Hibbard Desch, 2007). Millions of children are affected every year due to child maltreatment. During the year 2015, child protective services registered 4 million referrals that involved about 7.2 million children, and it was determined that 683,000 of them were indeed suffering due to child maltreatment which can occur in many methods and children†¦show more content†¦54.9%. Also, this population is more likely to have multiple recurring series of maltreatment, which is respectively, 71% vs. 29% (Fisher, 2009). Overall, the U.S. Department of Health Human Services (HHS), recorded in 2015 that 1,670 children died due to maltreatment (U.S., 2017) and this included children suffering from disabilities. HHS also reported that seventy-five percent of child abuse deaths were from children less than three years old. In 2015, children under the age of one died due to abuse at a rate of 20.91 percent out of 100,000 children (U.S., 2017). There are no current statistics on the mortality rates for only children with disabilities which is a problem because this is not a non-existent problem. This issue is evident because, children with disabilities have a high chance of being seriously injured from the abuse or the abuse will lead to death, yet no statistics are detailing the effects of maltreatment in this population. Nonetheless, the available statistics show that child abuse is a problem that needs to be addressed, and a public health approach would be highly beneficial to raise awareness for this particular population and facilitate prevention. Ill-treatment of children with disabilities is a disturbing problem that needs to be addressed more deeply, as it is a major issue of concern. The current incidence of maltreatment in this population is underreported,Show MoreRelatedChild Maltreatment Among Children With Disabilities3401 Words   |  14 Pages Child Maltreatment among Children with Disabilities GCHB 6500: Violence as a Public Health Problem Audrianna Haynes Tulane University School of Public Health and Tropical Medicine Background and Significance Child Maltreatment is still a problem plaguing children today, including children with disabilities, as it is a leading cause of serious childhood injuries and fatalities (Hibbard Desch, 2007).Child maltreatment affects millions of children each year. InRead MoreMaltreatment Of Children With Disabilities1442 Words   |  6 Pages Kelsey Thompson Maltreatment of Children With Disabilities CA 301 (21117): Perspectives on Child Maltreatment and Child Advocacy April 2, 2017 Ms. Janet Dorning Maltreatment of Children With Disabilities Maltreatment of Children With Disabilities is not a topic that is intensely covered in textbook, however it is a serious public health issue. Child maltreatment is a disturbing social problem in American culture. There are currently four categories of child maltreatment that include: physicalRead MoreChild Maltreatment And Its Effects On Children With Disabilities981 Words   |  4 PagesChild Maltreatment Child maltreatment is implicated as a risk factor in many disorders, ranging from externalizing such as conduct disorder to internalizing such as anxiety or depression. In the text, they propose a question as to the timing of abuse. Does the abuse come as a reaction of the parents because the child is difficult to manage? Or does difficult behavior such result from the abuse? Research has shown that children that may be harder to manage such as disabilities are at higher riskRead MoreChild abuse and maltreatment is not limited to a particular age and can occur in the infant, toddler, preschool, and school-age years1343 Words   |  6 Pagesï » ¿Child abuse and maltreatment is not limited to a particular age and can occur in the infant, toddler, preschool, and school-age years. Choose one of the four age groups (infant, toddler, preschool, or school age) and discuss the types of abuse that are most often seen in this age. Discuss warning signs and physical and emotional assessment findings the nurse may see that could indicate child abuse. Discuss cultural variations of health practices that can be misidentified as child abuse. DescribeRead MoreChild Maltreatment And Children With Disabilities3533 Words   |  15 PagesSignificance Child maltreatment still proves to be a problem harboring children today, and this does not leave out children with disabilities. It is one of the main causes of childhood fatalities (Hibbard Desch, 2007). Millions of children are affected every year due to child maltreatment. During the year 2015, child protective services registered 4 million referrals that involved about 7.2 million children and it was determined that 683,000 of them were, suffering due to child maltreatment which canRead MoreHow Are We Really Doing?1828 Words   |  8 PagesThe question of how many children are abused and neglected each year in the United States is seemingly simple, but it does not have an easy answer. Because several national and state agencies collect and analyze different data using different methods, the statistics vary. In addition, not every suspicion or situation of abuse or neglect is reported to child protection services (CPS) agencies. As a result, the number of reports likely underr epresents the number of children who actually suffer fromRead MoreDevelopment And Acquisition Of Language Skills1038 Words   |  5 PagesBussieres, Bouchard, 2015). Children become a part of a social environment from the moment they are born. Each social interaction a child experiences plays a crucial role in developing and shaping his/her language skills (Sylvestre, Bussieres, Bouchard, 2015). The deprivation of these social interactions at a young age, which can be seen in children who have been abused and/or neglected can lead to severe language delays across multiple areas of development. Children who have experienced neglectRead MoreAnalysis Of Wuthering Heights And The Poisonwood Bible1468 Words   |  6 Pagesis the abuse and neglect inflicted on children across the country. In literature, characters that experience maltreatment as children tend to fit the â€Å"underdog† mold, for they are unable to stand against the wrongs dealt unto them until a later time or event when they are better suited to fight back; thereby gaining the reader’s sympathy and vote for eventual victory over their antagonist. In Wuthering Heights and The Poisonwood Bible, the victimized children lacked outside support from other membersRead MorePoverty And Children : The Challenges That Welfare Workers Face1497 Words   |  6 Pages Poverty and children: the challenges that welfare workers face Hope Kriegel Paper Outline 8/7/16 Children in Poverty Approximately 15 million children in the United States are living below the federal poverty threshold. Research shows that families need an income of twice the amount of the federal poverty threshold (NCCP, 2014). Sadly 44% of children live in low-income families here in the United States. Poverty is the greatest threat to children’s well-being (NCCP, 2014). Public PoliciesRead MoreChild Abuse And Its Effect On Children1518 Words   |  7 PagesChild abuse is any sexual, physical or psychological mistreatment of a child. child abuse as any act or series of acts of omission or commission instituted by a parent or caregiver that directly results in harm or a threat of harm to the child in question. Child abuse can occur in a child s home, or in the organizations, schools or communities the child interacts with Child neglect is the failure, by a parent, guardian or caretaker, either intentionally or through negligence or inability, to

Sunday, December 15, 2019

Psychology of Social Influence Free Essays

Don’t Throw in the Towel: Use Social Influence Research This article is detailing how psychology can be used in a variety of ways in society other than counseling or the cliche of psychology. It looked at a simple problem to find the best solution. The problem in this article was looking at ways to inform guest from various hotels to reuse their towels. We will write a custom essay sample on Psychology of Social Influence or any similar topic only for you Order Now Reusing towels would, â€Å"increase the environmental protection and environmental cooperation. † It would also help conserve environmental resources. Many of the hotels tried various ways to increase their guest’s awareness and responsibility in this process by placing different key phrases on a card placed around the room. The hotels started by trying different things that would try to influence their guest, instead of looking at it from a psychological point of view. This study examined the persuasive appeals and its focus on descriptive social norms. It looked at what people were doing and willing to do. There were many example phrases they tested. These included the following: HELP SAVE THE ENVIRONMENT.You can show your respect for nature and help save the environment by reusing your towels during your stay. A second type of card focused guests on environmental cooperation. It stated: PARTNER WITH US TO HELP SAVE THE ENVIRONMENT In exchange for your participation in this program, we at the hotel will donate a percentage of the energy savings to a nonprofit environmental protection organization. The environment deserves our combined efforts. You can join us by reusing your towels during your stay. A third type of card focused guests on the descriptive norms of the situation.It stated: JOIN YOUR FELLOW GUESTS IN HELPING TO SAVE THE ENVIRONMENT Almost 75% of guests who are asked to participate in our new resource savings program do help by using their towels more than once. You can join your fellow guests to help save the environment by reusing your towels during your stay. The cards that displayed the fact that the guest was improving the environment had little increase in the reuse of towels. Other towels however did have a response but examined the data and found many interesting findings.According to psychological influences on people, the article stated that, â€Å"There is no sense of social obligation to cooperate with someone who offers you something, provided that you perform a favor first. † So to say that you are more likely to do something in return for someone then initiate the action in a promised return i. e. the donation. According to society norms, a person is considered â€Å"moochers†, or â€Å"takers† if they do not return the favor after something has been done for them. With this in mind they added a four card statement that returned a 47 percent success rate, one that was greater than the corporation conditions.It was as followed: WE’RE DOING OUR PART FOR THE ENVIRONMENT. CAN WE COUNT ON YOU? Because we are committed to preserving the environment, we have made a financial contribution to a nonprofit environmental protection organization on behalf of the hotel and its guests. If you would like to help us in recovering the expense, while conserving natural resources, please reuse your towels during your stay. This card explained that the hotel had already done their part in making a financial contribution to a nonprofit organization, and we might feel socially obligated to do our part in reusing the towels.Even though the cards above stated similar wording, having the hotel make a contribution first initiates us as humans to want to return the favor. Social psychology can be used in many different ways outside the classroom and have real appl ications to everyday life and everyday problems. We can use the research data found by these psychologists to make significant improvements in something as simple as towel reuse with a little bit of knowledge of social psychological theory. How to cite Psychology of Social Influence, Papers

Saturday, December 7, 2019

Financial Management Theory and Practice Method

Question: Discuss about the Financial Management for Theory and Practice Method. Answer: Introduction Each corporate organization executers on money and it is the blood that keeps the organization up and executing. Therefore it is most vital for the management to take imperative decision on financial cases. Wrong decision at wrong situation or time can cause financial loss and brand name also. As stated by the Berk and DeMarzo, (2017), corporate finance is the field that is related to the monitory functions of running business. In present report I am going to discus about the optimum solutions for the organization Pilochary polymers. Pitlochry polymers are the UK based organization listed on the United Kingdom AIM. The organization manufactures and markets a range of specialists chemicals to the oil refining and extraction and its goods are mainly expensive and need delicate handing if they may be effectual to utilize. In order to perform its operations the organization uses the special properties of containers which are patented lining made from material called BWF. The objective of the report is to evaluate and analyze the benefits and disadvantage of several alternative and finds the optimum solutions. Relevant cost analysis techniques A Make or Buy decision is taken when the company has an option of buying the goods it is producing or use the available capacity to produce other items in the factory. (Saxena and Vashist, 2013). Pitlochry Polymers plans to outsource the task of making containers used for packaging to an external supplier. Packing is considered to be an important activity for this company since the products of the company are expensive and its use in the hand of consumers depends a lot on the way it is handled. The company had all these while maintained a separate department which looked after the packing and used patented lining material for the container. However currently Mr Anthol, the production manager feels that outsourcing the container business can contribute to the profitability without affecting the quality of the container. Accordingly the production manager after due consultation with the supervisor of the container department and chief accountant decided to check the feasibility of the idea of buying the container instead of making it. The three alternative choices which came up for the purpose of compare and contrast are as follows. The comparison for all the options are being done for 5 years in order to equalize the cost since Dunkeld has quoted price for a 5 years contract The company manufactures the container as well as maintains them. This is the procedure which was being followed by the company. This is the cost which is actually being incurred by the company over the period of time. The rent has been adjusted according to the figures stated. The company outsources the manufacturing process as well as the maintenance to Dunkeld Ltd for 5 years. Since the company is outsourcing both the production and maintenance of the container, so there is no need for the existence of a separate container department. Mrs Johnston who is the supervisor of the department is being retained and transferred to another process. It wouldnt be possible for the company to retain the remaining employees and hence all of their services would be terminated. Stewart and McEwan who had spent more than 40 years serving this company would be paid a yearly allowance of 3000 since their termination has nothing to do with their performance. Similarly no further material will be required. Hence the patented chemical BWF which was purchased at a price of 1000 is being sold at 800 incurring a loss of 32000. Similarly the machinery which was acquired for 240000 four years back with an effective life of 8 years is being sold at 40000 thus incurring a loss of 80000 according to his book value. Rent is also not required since the cost of storing the container now will be incurred by the supplier. In spite of the closing of this department the allocated central overhead is suppose to be same. The calculation for the remaining 4 years is suppose to remain the same barring the losses on patented chemical and machinery which has been absorbed in the 1st year. The total cost incurred by the company for acquiring 3000 container is 250000 and the amount charged for maintenance is 75000. The total cost incurred by the company if the option of complete outsourcing of production and maintenance is adapted will be 1992000 in 5 years. The company only outsources the manufacturing process of the container but retains the maintenance of the container through the in house facility. Under this scenario the container department is retained with the objective of performing limited functionality with reference to the maintenance of the container. However the machinery is sold in the same manner as discussed in the previous option with an aggregate loss of 80000. It is also decided that one of the senior employees will be promoted as the supervisor and the move is expected to save around 6000. The current supervisor will be re-designated in some other department. The new container department will retain 20% of the employees which will include the senior and experienced one so that no further compensation for severance is paid. The company will continue to retain the storage facility for storing the container as well as patented chemical and hence bear the cost of rental. It was also ascertained that 10% of the regular consumption of the patented chemical will be used for the maintenance process. Taking a hint from the previous year consumption of 40 liters it was de cided that 4 liters will be required for maintenance in the current period. The 5 year quotation from the seller for 3000 container continued to be 250000. The expense for the loss on sale of machinery will largely remain same over the 5 years except the additional head of loss on sale of machinery which will be dealt in the 1st year itself. The total cost incurred for the 5 years is 1875000 with an arrangement to buy the containers and have a in house arrangement of maintenance Calculation and assumption In order to find the values of the organization weighted average cost of capital technique is implemented. Moreover it has been seen that WACC is the effective tools and helps the management to select the optimum project among several options. The main benefit of this procedure is that capital structure of the company is not changes and risk associated with project is easily determined. The biggest process of use of this procedure is that it is easy to calculate and promote effective decision making process. Decision based on the calculation Considering the three options from financial point of view it can be concluded that minimum cost or maximum profitability can only be achieved by following the third option. In this option the cost involved is 1875000 which is significantly lower than the other options. Although the company Dunkeld is offering a much lower price in manufacturing the container than it was possible through in house facility but it was charging a much higher rate for maintenance. Hence the ideal arrangement is purchasing the container from an external supplier and conducting the maintenance of the containers through an in house facility. (Bhatta, 2010). Net present values help the organization to determine how much cash the company earned during the completion of the project. It is mainly defined as the difference between present values of cash outflow and inflows. The main benefits of this procedure are that it helps the organization to determine which project is associated with the high profits. As per the above calculation show in appendix it has been said that the best and profitable options is options 4 because i.e. keep maintain and .outsource manufacturing it is associated with the lower net present values i.e.-835200 pound. In order to assess the project and findings optimum solutions from alterative sources, IRR, ARR and payback period are not applicable because each project is associated with the negative cash flow, therefore the payback period for completion of the project is not calculated from them. Issues associated with the management face before proceeding As per the above scenario it has been seen that management implement some new changes at workplace in order to gain higher profits and achieve better quality of services in vital and successful manner. From the analysis and computation it has been observed that management tries to implement some changes i.e. they purchase the container from the external suppliers and maintenance part done organization. Use of such strategy would help the organization to save lots of money as well as achieve higher quality of goods and products in vital and successful manner. From the computation it has been seen that options one cash flow is -854913 whereas four options PV is -835200 respectively. But as per the company point of view it has been seen that management needs to select options 4 because ultimately or cost point of view options 4 is optimum procedures to analyze and assess the project in most vital and effective manner Therefore from the findings it has been seen that Best choice will be the option with lowest PV, i.e. -835200 respectively. If an organization implements options one i.e. self manufacturing and maintenance then high risks and cost is associated with project. So, from the findings it has been said that manufacturing outside and maintenance inside is better options for company and helps them to achieve set of outcomes in vital manner. Issues associated with the management at workplace are following; Communication: - In order to deliver the project within the time limit and achieve set of objective in accurate manner communication plays the vital manner. Therefore communication is considered one of the top change management issues as seen (Hinner et al., 2011). If the management is not being able to communicate with their employees and workers then they not achieve such type of services which they expected from them. As from the analysis it has been seen that management selected option 3 i.e. they order container from the external suppliers and maintenance them into workplace (Heath and Palenchar, 2009). Thus in such situation if the roles and responsibilities or communication not done in well manner the staffs are not be able to deliver their job within the time limit. conflicts problems: As per the study it has been seen that most of the workers work in the company for several time, that they are not be able to acquire change management in better manner. Therefore this creates negative culture environment and conflicts problems. Conflict is also one of vital factors that hamper the organization performance effectively (Montana and Charnov, 2012). If management implements some changes in which some staffs members lose their works so that this lead conflict problems between the management and staffs members. If the conflict problems will be high then it converted into the strike problems and this not only hampers the organization performance but also their brand reputation. Employees resistance: As in the cases study it has been seen that department leader i.e. MR. Johnston not happy with the management decision because they worry about their features or employment (Heath and Palenchar, 2009). Therefore in such situation most of the employee will not supported the changes or resist changes. They become happy with the manner the organization is executed. They known their roles and reponsiblteis within the organization and if some changes established then some workers of the organization will upset of not in favor. Leadership issues: - To execute any employment in successful manner leaders plays the vital roles. Therefore in workplace leader plays the vital role to execute any job in successful manner. Therefore in present scenario it has been seen that management incorporate some changes at workplace for purpose of gaining higher profits and achieving effective quality of goods and products. Thus in this situation if leader failed to set the roles and reponsiblteis of workers within the workplace then the company not be able to gain such type of services which they wants from the implmentiaon of the changes. Difficulty delegating jobs occurred if not popper leadership style is incorporated. Staffs motivation level also degraded if not proper leadership style is implemented within the organization. Planning issues: - With not step by step planning, change within the business is likely to decrease apart or because more issues as compare to the profits or benefits (Montana and Charnov, 2012). Therefore, it is the prime role of the management to understand where change is needed. As per the given case scenario it has been seen that planning and evaluating are the main task for the management and if they are not planning well then the business performance will be slow down. Conclusion Therefore from the above analysis and discussion it has been seen that decision making procedures plays the vital role for success of any business and if the management is not be able to make decision then the business performance is degraded and hampered. The analysis reveals that the main objective of any business is to improve the organization performance and maximize stock price and this can be effectively done by the managers with help of implementing better decision making procedures. The above discussion also shows that before implementing any changes organization needs to evaluate several issues in better and successfully manner. From the computation of the findings it has been occurred that if the management outsource their containers from external suppliers and maintenance part done in own department they achieve higher profits. Reference Bhatta, H. (2010). Cost accounting. 1st ed. Mumbai: Himalaya Pub. House. Brigham, E. F., and Ehrhardt, M. C. (2013).Financial management: Theory practice. Cengage Learning. Chandra, P. (2013).Financial Management. 8th ed. New Delhi: Tata McGraw Hill. Chadwick, L. (2001). Financial management. 1st ed. Oxford: Heinemann. Gupta, S., Sharma, R. and Gupta, N. (2009).Financial Management. 1st ed. Ludhiana: Kalyani. Khan, M. and Jain, P. (2011).Financial Management: Text, Problem and Cases. 6th ed. New Delhi: McGraw Hill Publishers. Saxena, V. and Vashist, C. (2013).Advanced Cost Management Accounting. 7th ed. New Delhi: Sultan Chand. Weetman, P. (2010). Management accounting. 1st ed. Harlow [u.a.]: Financial Times/Prentice Hall. Weetman, P. (2016). Financial and management accounting. 1st ed. Harlow: Pearson. Berk, J. and DeMarzo, P. (2017).Corporate finance. 1st ed. Harlow, England: Pearson. Heath, R. and Palenchar, M. (2009).Strategic issues management. 1st ed. Los Angeles: Sage Publications. Hinner, M., Dreiso?rner, M., Felich, A. and Otto, M. (2011).Business and intercultural communication issues. 1st ed. Freiberg: Techn. Univ., Fac. of Economics and Business Administraion. Montana, P. and Charnov, B. (2012).Management. 1st ed.

Saturday, November 30, 2019

Malaysian Airlines free essay sample

Table of content Executive summary2 Introduction Purpose3 Scope3 Method3 Assumption and limitation3 Background3 Product5 Price8 Promotion10 Place12 Conclusion13 Reference14 Executive Summary The purpose of this report is to present the business operating in the tourism sector and how the company segments its products and services in the market. Malaysia Airlines System (MAS) is a well-known aircraft carrier company that delivers their services to all passengers around the world to ideal destinations. MAS use marketing mix such as Product, Price, Promotion and Place to broaden, advertise, and promote their offers to the market. They have built a strong brand name internationally, indicated by the three levels of product such as core product, actual product, and augmented product. The Five Star Value Carrier is being established in February 2008 to ensure passengers are happy with the excellent service, quality, in-flight service, comfort and reasonable fare of MAS. E-Booking, E-Ticketing, E-Brochures and E-Check-in is available for the purpose of convenient. We will write a custom essay sample on Malaysian Airlines or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Enrich Club is also being run as a loyalty program for frequent flyer. Privileges will be offered to Enrich members and flyers are allow to accumulate they travel miles as points to accrued benefits. MAS will place emphasis on delivering value for money, offering highly competitively priced tickets in all classes. The program Everyday Low Fares (ELF) is being launched by MAS to attract the attention of people. People would like to know more about travelling with MAS when â€Å"Everyday Low Fares† program is being advertised. Malaysia Association of Tour and Travel Agents Fair (MATTA) played an important role for MAS. Visitors will gain awareness with the appearance of MAS in MATTA Fair because all kinds of sales and promotions can be found in the fair. This fair will be held in Malaysia every year for a short period of time and it encourages people to purchase and know more about travel with MAS. Introduction Purpose The purpose of this report is to present how Malaysia Airline System (MAS) operate in its business in the tourism sector and describe how the business segments its market and how this segmentation is reflected in its marketing strategy. Scope The main focus of this report is the segmentation about MAS and how it segments its business in the market. Method A wide range or sources was used in the creation of this report. Both primary and secondary sources were used such as textbook, journal articles, newspaper articles from the internet and annual reports of the company. Assumption and limitations It is assumed that the information found is accurate and the limitation was the information found from the internet. Background Malaysia Airline (MAS) operates flights from its home base, Kuala Lumpur International Airport (KLIA). It has also build up a strong brand name in the aviation industry for service and safety, coupled with numerous awards. There are two strong competitors for MAS. They are Qantas (Qantas, 2008) and Cathay Pacific Airline (Cathay Pacific, 2008). The reason why they are strong competitors is because they offer similar product and services in the same field. Buyers’ perceptions of risk will be reduced when unfamiliar products are involved (Erdem et al. , 1999). People would choose to travel with MAS because of the well-known brand name. Customer analysis and retention system will be set up in order to enhance its customer retention and satisfaction (William Reed, 1998). To keep all passengers at satisfied level while they are travelling with MAS, advance technologies and excellent skills of services will be provided. MAS also broke the Great Circle Distance Without Landing record on a Boeing 777-200ER in year 1997 (Malaysia Airlines, 2008). This record then increased the trust of passengers in travelling with MAS as they believed that MAS would bring them to their ideal destination with punctuality and safety. Product A product is anything that can be offered to a market for attention, acquisition, use or consumption that might satisfy a want or need. It includes physical objects, services, persons, places, organizations and ideas (Kotler and Armstrong, 2004). It can also be divided into two types of products, such as tangible and intangible product. Malaysia Airlines System (MAS) is selling their services to the society as a carrier domestically and internationally. The three levels of the product include the core product, the actual product that includes important features such as the brand name, quality, styling and features, and the augmented product which includes delivery and credit, installation, warrant and after-sales services (Kotler and Armstrong, 2004). These are important to the business operator because most of the customers are attracted by the levels of products. Core product is what the customer is really buying. It consists of the main benefit or benefits the purchaser identifies as a personal need that will be met by the product. Time critical transport is the core product that being purchased by travelers from MAS. They believed that MAS could bring them to the destination they want to be visited. The actual products for MAS are meals, seat allocation, Flight booking systems, In-flight services, duty free shopping, and schedule. The airline also offers a series of solutions to make traveler to travel faster, easier and more efficient by e-Booking, e-Ticketing and e-Check-in. The in-flight services in MAS consisted strong technical skills and highly trained cabin crew. The high maintenance staff, flight operations staff and ground crew are filled with world-class technical skills. Due to the capabilities and attention of the staff and crew, it created a strong safety record in MAS. Other than that, MAS also have potential source of revenue to broaden its business activities. The cabin crew are highly trained and committed to excellent service and the five-star rating owes much to their grace and professionalism Whereas the augmented product are tours, holiday package, frequent flyer scheme, fly-drive package, Enrich Club and priority baggage.

Monday, November 25, 2019

What Is Pozole How to Make Delicious Mexican Corn Soup

What Is Pozole How to Make Delicious Mexican Corn Soup SAT / ACT Prep Online Guides and Tips Have you heard people discuss the deliciousness of pozole and you were confused because you didn't know what they were talking about? Have you eaten pozole, and now you need to know how to make it? Well, you're in luck. I'm going to educate you on all things pozole. By the end of this article, you'll know about the origins of pozole, how it's made, and you'll be able to prepare all the major types of this traditional Mexican stew. What Is Pozole? Pozole, AKAposole orpozolà ©, is a traditional Mexican soup. Because making it is labor-intensive and time-consuming, it’s often a treat for special occasions. Those who grew up with pozole associate it with family and festivities. I may be biased because I love it, but if you haven’t tried pozole, you need to ASAP. It’s rare to find somebody who’s tried pozole who doesn’t like it. Pozole comes from the Nahuatl word â€Å"pozilli,† meaning â€Å"foam.† Nahuatl was the language of the Aztecs, anindigenous people of modern-day Mexico. Pozole is made with hominy, which is processed corn with the germ removed, and meat, traditionally pork. It’s also often made with chicken, especially for those who don’t eat pork. The stew is seasoned with a combination of spices, and it’s typically topped with garnishes like radishes, avocados and lime juice. Here’s a pic of hominy. It looks like puffed-up corn kernels. You can buy dried hominy or make your own hominy from corn, but it’s easiest to buy canned hominy. All you have to do to make pozole from canned hominy is drain and rinse the hominy from the can. Then, it’s ready to cook. The History of Pozole Pozole originated with the Aztecs and other indigenous tribes in Mesoamerica. Historical texts state that the pozole of the Natives was made with sacrificed human flesh, and it was eaten on special occasions. Yummy. After the Spanish arrived and cannibalism was banned, the human flesh was replaced with pork. There is some speculation that the Aztecs opted to use pork because it tastes like human meat. I guess that means I’d regrettably find cannibalism delicious. Today, pozole is still a very common food for Mexicansto eat on special occasions, like weddings, quinceaà ±eras (special celebrations for girls’ 15th birthdays), birthdays, baptisms, and holidays. The Different Types of Pozole There are different variations of pozole associated with different regions of Mexico. These are the three major types of pozole: pozole rojo (red pozole), pozole verde (green pozole), and pozole blanco (white pozole). In my experience, red pozoles seem to be the most common, but one of the best meals I’ve ever had was a green pozole. Here’s how the different colors of pozole look. PozoleBlanco: Basic PozoleWithout Salsa PozoleRojo: PozoleWith a Red Salsa PozoleVerde: PozoleWith a Green Salsa Primarily, the difference in color in the salsas comes from the red chiles in pozole rojo and the green tomatillos in pozole verde. Also, instead of pork, you can make a pozole with chicken or goat. In Mexico, pozole is traditionally made with pig’s head, but because it’s a little harder to find pig’s head to purchase in the US, you can stick with pork shoulder or pork butt. However, if you’re feeling a little adventurous and can find a place that sells pig’s head, go for the glory. How to Make Pozole There are a number of ways to make pozole, but generally it consists of hominy, spices, pork or chicken, and vegetables. Depending on how you make it and the ingredients you use, it can take up to two days to prepare, but you can also make it in less than an hour. I’ll go through one complete pozole recipe and then provide information about how to make the major types of pozole. You can make slight alterations to pozole recipes based on your available ingredients and equipment. Also, you can change the amount or type of ingredients to suit your taste preferences. Chicken Pozole Blanco This is a white pozole recipe made with chicken. The white pozole is the easiest of the major types of pozole to make. I found this recipe on Simply Recipes. It’s intended to serve 6 people; adjust the amounts accordingly. The garnishes are just for extra flavor, so you only need to use those that you have and like. In most of the pozoles I’ve had, radishes, lime, and avocados are almost always included as garnishes. Ingredients for pozole 1 Whole chicken- 4 1/2-5 1/2 pounds cut into parts (but still on the bone) Salt 1 red onion sliced in half 1 large 6 lb. 9 oz. can of hominy, drained and rinsed 4 large cloves of peeled garlic 1-2 tablespoons of dried oregano (preferably Mexican oregano) Ingredients for Garnishes 1/4 whole cabbage thinly sliced 1 tomato, cored and chopped 1 avocado, peeled and chopped 1 red onion, peeled and chopped 1 large bunch cilantro, chopped 1 large bunch watercress, chopped Mexican cheese (queso fresco), sliced 4 red radishes, thinly sliced 2 limes cut into wedges Chopped seeded jalapeno or serrano chiles (you can substitute other chile peppers) Tostadas, tortillas, or tortilla chips Instructions First, put the pieces of chicken, still on the bone, in a large pot with roughly 3 quarts of water. Add the two half onions and a teaspoon of salt. Bring the water to a boil, and then reduce the heat to a simmer. Simmer uncovered for approximately 20-30 minutes, or until the chicken is tender and fully cooked. Remove the chicken from the pot and let it cool until you can handle it without burning your hands. Use a fork to pull the chicken meat from the bones. Set the chicken aside and put the bones back in the pot. Simmer the bones uncovered for another half hour. While the broth and bones are simmering, put about half the can of hominy into a blender. Add two cups of stock from the pot into the blender. Then add the garlic cloves. Make sure the top is fully secured on the blender, and then blend until everything is fully blended. After the 30 minutes of additional simmering has elapsed, skim the foam and excess fat from the surface of the stock. Just use a large ladle to scoop it out. Remove the bones and any other solids from the pot. Pour in the hominy blend. Add the remaining unblended hominy and the oregano Simmer for an additional 20 minutes. During this last period of cooking, you can prepare the garnishes. Normally, the garnishes are put into individual bowls, so people can choose what and how much to add. Before serving, shred or chop the cooked chicken meat and add it back to the pot. If you like a little extra salt, add it to your taste preference. Then serve your pozole in individual bowls with a side of tortillas, tostadas, or tortilla chips. Add your garnishes to your bowl of pozole as you wish. Dig in! Chicken pozole blanco with garnishes on the side Pork Pozole Blanco If you want to make a pork pozole blanco instead, you can follow the same exact recipe except with 1  ½ -2 pounds of pork shoulder or roast instead of chicken. Pozole Rojo To turn this white pozole into a red pozole, you just have to add in a red chile purà ©e when you add the hominy blend and unblended hominy. Here’s how to make a red chile salsa for your pozole rojo. I got this recipe from Leite’s Culinaria, which adapted it from Pati’s Mexican Table. Ingredients 2 dried ancho chiles, rinsed, stemmed, and seeded 3 dried guajillo chiles, rinsed, stemmed, and seeded 1/4 cup of chopped white onion 3 chopped garlic cloves A pinch of ground cumin 2 whole cloves 1 teaspoon kosher or coarse sea salt, or to taste 3 tablespoons of vegetable oil Instructions Put the ancho and guajillo chiles in a medium saucepan. Add just enough water to barely cover them and bring to a boil over medium-high heat. Simmer for about 10 minutes, until the chiles are softened and rehydrated. Put the chiles and  ¾ of a cup of their soaking liquid in a blender or food processor with the onion, garlic, cumin, cloves and salt. Blend until the mixture is smooth. Pour the purà ©e through a strainer and into a bowl. Press on the solids with the back of a wooden spoon to get out as much of the liquids as possible. You can discard the solids. Heat the oil in a medium saucepan over medium heat until hot but not smoking. Add the chile purà ©e and bring to a boil. Then, partially cover the pan and simmer. Stir occasionally, for roughly 6 to 8 minutes, until the purà ©e is thickened. Finally, remove the chile purà ©e from the heat, and it’s ready to be added to your pozole. Pozole Verde The green sauce for the pozole verde is added at the same time as the red sauce for pozole rojo. Again, add the green salsa when you add the hominy blend and unblended hominy. This recipe comes from recipe.com. Ingredients 1 lb. of green tomatillos, husked and halved 1 small onion, quartered 2 poblano chiles, cored, seeded, and quartered 2 jalapenos, seeded and quartered 4 large garlic cloves, smashed  ½ cup chopped cilantro 1 tablespoon oregano leaves Salt and ground black pepper 1 tablespoon of vegetable oil Instructions Put the tomatillo, onion, poblanos, jalapenos, garlic, cilantro, and oregano in a blender. Pulse until it’s finely chopped, and then add one cup of the pozole cooking liquid (the liquid from your unfinished pot of pozole). Blend until it’s smooth. You can use a strainer to ensure smoothness. Season the purà ©e with salt and pepper, so it’s to your liking. Then, in a large, deep skillet, heat the vegetable oil. Add the purà ©e, and cook it over medium heat. Stir it occassionally Cook it for about 12 minutes, until the sauce turns a deep green. Then, it’s done and ready to be added to your cooking liquid. Ta-da! 6 Other Ways to Make Pozole As I previously mentioned, there are tons of slight variations in pozole recipes. The recipes differ in the ingredients and how the pozole is prepared. Here are a few other examples of how you can make pozole. I'm giving you multiple options, so you can be more familiar with the different varieties and find the recipe that will work best for you. Traditional Pozole Here’s an extremely traditional pozole rojo recipe with pig head. And it provides instructions for making your own hominy from corn. Old school Mexicans believe that making your own hominy instead of using the canned hominy makes the pozole taste better. Also, in this recipe, the meat and bones are left in the pot throughout the cooking process. Pozole With Dried Hominy Additionally, you can make pozole with dried hominy that you prepare by soaking overnight in cold water before cooking. Here’s a pork red pozole recipe from The New York Times with dried hominy. Bags of dried hominy Vegetarian Pozole If you don’t eat meat, you can also make a vegetarian pozole with hominy, aromatics, vegetables, and spices. Check out this vegetarian red pozole recipe that incorporates dried hominy. Pozole With Chicken and Pork If you’re a fan of meat, you can make a pozole with both chicken and pork. Just cut the amounts of chicken and pork in half. To serve 6, you’d need about 2  ½ pounds of chicken and a pound of pork. Or you can use 5 pounds of chicken and 2 pounds of pork to make a pozole with double the meat. Easy-to-Make Pozole There are variations of pozole that are super easy to make. You can substantially cut down on the time it takes to make pozole by using canned hominy and chicken that’s already cooked. Additionally, for your sauces, instead of making them by scratch, you can use canned green chiles for pozole verde and canned salsa to make pozole rojo. Here’s a 20-minute recipe for chicken pozole verde. While this type of pozole can taste good, it probably won't be nearly as delicious as pozoles that require more cooking. You probably shouldn't serve an easy to make pozole to a traditional Mexican. Different Spices and Chile Peppers Each pozole recipe will somewhat vary in the amount and type of spices used to season the pozole. Most call for garlic, cumin, oregano, salt, and pepper. A couple of changes you can make include using garlic powder instead of garlic cloves, and you can add paprika for a little extra kick. Furthermore, you can leave out any of the spices if you don’t like them. There are enough flavorful ingredients in pozole that you shouldn’t have to worry about your pozole being bland, especially if you’re making pozole verde or pozole rojo. Additionally, you can change the chile peppers in your red sauce or green sauce to alter the spice content. Traditionally, the red pozole sauce calls for ancho and guajillo peppers. For a less spicy sauce, you can use cubanelle peppers or anaheim peppers. If you want to go more spicy, you can use puya peppers or morita chili peppers. The green sauce tends to use poblano peppers and jalapeà ±os with the tomatillo. You can use fewer peppers if you want to decrease the spice level, or you can use a Sonora chili pepper. Keep in mind that when added to the pozole, the green sauce in pozole verde is pretty mild. To make it spicier, I would suggest adding additional jalapeà ±os. Jalapeà ±o peppers! The red ones are ripe. Pozole Garnishes As I mentioned previously, you add the garnishes to your individual bowl of pozole after the pozole is done. The garnishes add more flavor, and it’s entirely up to you how to garnish your pozole. These are the most common garnish options: Radishes Lime juice Avocados Cabbage Lettuce Cheese (Normally queso fresco) Tortilla strips Tostadas (on the side) Tortillas (on the side) Chopped onion Cilantro Jalapeà ±o Hot sauce Scallions Sour cream All you have to do is add any of these ingredients that you like to your bowl of pozole to maximize your pozole experience. If you're preparing pozole for multiple people, you can serve garnishes in individual bowls and let your guests decide what they want to put in their pozole. Now that you know what pozole is and how to make it, you should whip up a batch and find out how it tastes. You can thank me later.

Friday, November 22, 2019

Banking Industry Analysis

Banking Industry Analysis Essay Graham MavarMgmt. 415 Sec 6Industry Analysis: BankingThe banking industry has come under increasing pessimism of late because of rising short and long-term interest rates. The banking industrys market capitalization made a substantial decline. Most investors are concerned with whether the industry can sustain continued profitability as a result of these factors. Banks have responded in recent years to these problems by diversifying away from interest sensitive products and services. But interest rates are the fundamental aspect of any financial services. Therefore, I believe the financial services industry will be deeply affected by rising interest rates. Banks have experienced good business factors over the past two years. Interest rates were low, credit quality was good, and inflation was low. These factors are usually predictive of the types of earnings banks should report. But good times cant continue because interest rate hikes cause reduced lending activity, damaged credit quality, and reduced values of bond portfolios. Porters Five Forces Analysis:1. Rivalry among competing sellers:The banking industry is continuing to restructure and position itself for our changing economy as a result, many mega-mergers have occurred in recent years. Citicorp and Travelers Insurance agreed to merge in April 1998 at a value of $70 billion. Bank of A merica and Nations Bank also agreed to merge shortly afterwards which became the largest bank in the United States. Bank mergers are usually consummated as a cost-cutting measure but also to compete with non-bank providers of financial services. Bank rivalries are very strong, and as weve seen many of the largest banks are merging to increase their power. In fact, Charlotte, NC is practically owned by Bank of America and First Union. 2. Potential entry of new competitors:There is virtually no chance of a new entrant significantly affecting the major banks market share. The only place that new entrants may have a chance in the industry is through Internet banking, because of its low cost. 3. Firms offering substitute products:This is not really an issue within the banking industry, because there arent really any legal alternatives, except buying a safe and borrowing from a loan shark4. Competitive pressures stemming from supplier and buyer bargaining power:I grouped these two categories together because in the banking industry the buyers are the suppliers and vice versa, so I might as well just discuss the situation as a whole. Interest rates are the single most important aspect of bank profitability they are the bargaining power. Most bank profits are derived from net interest income. This is interest income received on loans minus interest expense for borrowed funds. Interest rates determine the amount of money a bank can earn. Another measure is a banks net interest margin which is a banks net interest income divided by its average earning assets. This is a common measure of a banks ability to squeeze profits from its loans. When interest rates fall, they have a positive effect on a bank. First, net interest margin can expand. Second, the value of a banks fixed rate of investment portfolio is enhanced by declining rates, since a bond with a higher stated interest rate becomes more valuable as prevailing rates drop. Third, falling rates lower the cost of credit, which stimulates loan demand and reduces delinquency rates. Opportunities: 1. Because of the increasing amount of technology Internet banking will begin to replace traditional banking, thus cutting personnel costs. 2. Incorporating investment banking into the banking industry, as some major companies are doing, lets the bank increase profits and promote economic growth while improving company image. Threats:1. An increase in interest rates causing a decline in bank activity. READ: In Cold Blood: Death Penalty Essay2. A collapse of the Fed leading to bank failures, a repeat of the crash of 1929. 3. A decline in the US economy leading to a fall in the value of the dollar, thus causing an instable economy. From there the US banking system would be less secure in terms of dollar values that many people would move their money overseas into a more stable economic situation. Similar to the situation in many South American countries. (a little far-fetched, but possible)Key Success Factors:? Capability to use the internet for banking, investing, and general e-commerce? Size of company, name recognition, innovative local marketing? Best rates (loans, checking, savings, etc.)? The capability to have the fastest and simplest banking through design, innovation, and locationBusiness Reports

Wednesday, November 20, 2019

States of consciousness Term Paper Example | Topics and Well Written Essays - 1750 words

States of consciousness - Term Paper Example Dr. Bell’s thesis is that, contrary to the usual psychiatric emphasis on states of consciousness and psychopathology, the ability to change one’s state of consciousness is useful as a survival skill, when faced with severe stress. Black culture is no stranger to stress and suffering, and in fact has developed sophisticated techniques to manage intrapsychic survival and to avoid survival fatigue. Bell argues that inner-city Blacks, in particular, deal with chronic trauma (family separation, rejection, illness and death of parents, severe illness and injuries throughout life, school and residence shifting, unemployment, divorce, pregnancy complications, war and disaster). Goals are frustrated and integrity threatened by loss (Bell, 1982, p. 1018). Surviving this kind of life is exhausting and the continuous onslaught of stressful events challenges a person’s ability to focus on the problem, analyze the situation, plan creative solutions, and remember their competen cy at doing so and their hope that this too can be survived. In responding to a stressful event, an individual needs to change or escape from the stressful environment, develop new skills for action, protect against overwhelming emotions with defense mechanisms, and recover from the event and its outcomes. Altering one’s states of consciousness furthers all four of these requirements (Bell, 1982, p. 1018), and is therefore a critical skill to develop. Traditional Black culture’s approach to healing involves altering consciousness to handle natural and supernatural persecution, central to cultural cosmology. It also involves divination and possession techniques to insure natural harmony with the universe. Black Christian culture uses prayer and testimony and being filled by the Holy Spirit in a similar way, expanding consciousness. Blacks use dancing and music and singing to alter consciousness, as well as physical exertion, masks, drugs, and fasting. Altering conscious ness is a tool for survival, establishing harmony, protection, creative solutions, and change. The article on psychotherapy is entitled, Dyadically Expanded States of Consciousness and the Process of Therapeutic Change. Tronick (1998) discusses the importance of emotional connection and inter-subjectivity, from infancy, and application to the therapeutic relationship. Without emotional connectedness, the mental health of the infant is severely damaged. Tonick (1998) introduces an hypothesis, to explain this, the Dyadic Expansion of Consciousness, Hypothesis, based on his Mutual Regulation Model (MRM) of infant-adult regulation. The MRM is a micro-regulatory social-emotional process of communication that generates dyadic states of consciousness. This infant-adult process is applicable to the client-therapist relationship, as well, and if the dyadic states of consciousness is generated successfully, therapeutic change will likely be forthcoming. Interpreting therapeutic material is no t enough. The infant must regulate to maintain balance, physically and emotionally. The adult is part of the infant’s regulatory system, as critical a part as any internal part. Maintaining homestatic balance is a dyadic collaborative process (Tronick, 1998, p. 293). For example, to regulate body temperature, the infant can kick off a blanket, change positions, become more or less active, or can use crying and other dyadic communication to be picked up and held comfortably by an adult. This